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      • What is a Payment Card?
      • Types of Payment Cards
      • How Does a Business Accept Card Payments?
      • Characteristics of Accepting Payment Cards
      • Advice to Retailers regarding the Security of PIN Entry Devices (PEDs)
      • Safe and Secure Payment Card Acceptance
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A payment card is a plastic card which can be presented by a cardholder in a shop or to a retailer in order to make a payment. The card is normally linked to a payment account. When a transaction is processed the sale amount is credited to the retailer’s bank account and debited from the cardholder’s payment account.

Payment cards include pre-paid cards (‘pay up-front’), debit cards (‘pay now’) and credit cards (‘pay later’). Please click here for a detailed description of each.

For further information on payment cards please click on the menu to the left.